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Driving Notes

The Official Blog of WNZR's Afternoon Drive

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WinterJam 2020 Artist Trivia question

NZ Top Ten 2.21.20

10. Rescue – Lauren Daigle
9.  Faith – Jordan Feliz
8. Yes I Will – Vertical Worship
7. Believer – Rhett Walker
6. Nobody – Casting Crowns / Matthew West
5. Almost Home – Mercy Me 
4. The God Who Stays – Matthew West
3. Rescue Story – Zach Williams
2. Burn the Ships – for King & Country
1. Holy Water –  We the Kingdom

Michael W. Smith - Waymaker ft. Vanessa Campagna & Madelyn ...
Michael W Smith ft. Vanessa Campagna – WayMaker
matt maher | 365 Days Of Inspiring Media
Matt Maher Ft. Elle Limebear – Alive & Breathing

Riley Clemmons is featured in which song from Winter Jam headliner Crowder?

Answer: “I’m leaning on you” (Click HERE to listen to the song!)

Congratulations to Candice from Fredericktown who got our artiest trivia question right! She’s heading to WinterJam2020! If you want to know more about Winter Jam click HERE.

Thanks for checking the blog!

-Hannah and Joe

Praise Thursday: Jesus in Disguise & Catching Foxes

Jesus in Disguise

Catching Foxes

The Our Daily Bread website is packed fully if amazing content! You can check it out HERE.

Austin French begin his music career by finishing runner-up on which TV show?

Answer: “Rising Star”

Congratulations to Marissa from Fredericktown  who guessed our artist trivia question and won those two pass to WinterJam 2020! If you want to know more about this click HERE!

We talked a little bit about Lifeline 2020 today! If you want to know more, click HERE!

Thanks for checking out our blog!

-Hannah and Todd

Who Knew Wednesday: Time to talk about money!

Today Todd and I shared some money saving tips from our “Who Knew?” book!

Here are the hacks, tips and tricks we shared today:

Planning for the future: When you get a bump in salary, put a higher proportion of it into your savings account. For instance, if you get a 4% raise, add 1% to your household budget and set aside the other 3% for your retirement account. You’ll thank yourself later!

The average American household has $9,200 in credit card debt: and that’s just for households with only one credit card! The average amount of cards per household is a whopping 13.

Insurance isn’t A Good Idea: When purchasing a cell phone, never sign up for insurance or a warranty – if you’re paying a monthly fee for insurance, cancel it immediately. The insurance plan of many cellular providers has a deductible of up to $50 that you were responsible for paying, and the soon you’ll usually receive as a replacement it will be an already outdated model from last year. The cost of taking your chances and buying a cheap replacement if necessary is much less than what your cellular company is offering you.

Up Your Credit Score: It’s a tough time to get credit, so make sure your rating is as good as possible. Here are a few easy ways to raise your credit score:

  • Check your report for accuracy. On the internet, you can often click the item directly to dispute it. Make sure all the addresses listed are current or former addresses, and all loans and lines of credit listed are yours. If you are unsure, contact the customer service number on the report and ask for more information.
  • Get rid of credit cards you never use anymore. See three or four credit cards for stores that don’t frequently shop at? Even if you don’t carry balances on these cards, one of the things that can lower your credit rating is the amount of available credit you have. Call the number on the back of the cards and cancel then!
  • If you are listed as a secondary cardholder for an account of someone who’s racked up a lot of debt on the card, this can negatively impact your credit rating. If it isn’t necessary for you to be on this credit card account, call the company and get your name taken off.
  • You can request a free credit report. Tried to make a regular habit of requesting it and reviewing it as closely as you would your bank statements. The more quickly you noticed a discrepancy, the easier it will be to get it removed from your report.

You’re saving money on Dental Care: It’s true: you can get that root canal you’ve been putting off and keep your retirement account. Find a dental school in your area to visit for regular cleanings and checkups, and you’ll save big. Be prepared, however, for crowded waiting rooms, long visits, and less privacy. While you’re waiting, start dreaming about that cruise to Alaska. 

Good Guidance: If you feel like you’re in over your head with debt, or if you simply want some answers about the most efficient ways to pay it off and manage a budget, there is free counseling available to you. These one-on-one sessions are offered by organizations across the country who want to help people who are struggling with money problems. There they also often offer consolidation loans and debt management programs. To find an agency that will work with you in person, over the phone, online, or via email, call the national foundation for credit counseling at 1 – 800 – 388 – 2227. This organization make sure its members are accredited, not-for-profit, and generally on the level. 

Here is the link the the Christian Credit Counselors that we share here at WNZR: Christian Credit Counselors

Entertainment Spending: The point of making a budget isn’t getting rid of your entertainment spending, it’s just prioritizing what you like to spend your money on. Decide what your favorite activities are, as a family couple and by yourself or with friends. And then make sure you save enough to spend on the things you really enjoy. For Instance, you may decide you’d like you to give up going to the movies a few times a month so that you can go to a concert. Or you might prefer to spend your money on a nice dinner rather than a couple of trips to the expensive coffee house. 

Question of Day

What is your favorite way to budget?

Let us know below in the comment section – who knows, maybe you will help someone else out!

What was the name of Hillsong Young & frees first album, released in 2013?

Answer: We Are Young & Free

Congratulations to Paul from Mount Vernon who won the two passes to WinterJam2020! If you want to know more about WinterJam click HERE.

Thanks for checking out he blog!

-Hannah and Todd

Mystery Monday: I can’t find Timmy- Is he under the bed?

What a day on The Afternoon Drive!

Today Joe and I shared some Monday Motivation, Our Mystery Monday question and had WinterJam2020 Artist Trivia!

Here is the devotional that Joe shared: No More Running

Here is the devotional that Hannah shared: Remember the Cross

During an indoor game of hide-and-seek, name a specific place where kids hide.

Answers:
Closet – 63
Under the bed – 17

Behind the couch – 9
Under-the-table – 4

Congrats are in order to Pat from Mount Vernon who got the top two answers on the first try! She won the $5 Gift Card to Troyer’s of Apple
Valley!

Riley Clemmons began writing songs at what age?

Answer: 13

Congratulations to Brandon from Danville, he got two passes to WinterJam 2020! If you want to know more about WinterJam, click HERE!

Thanks for checking out the blog!

-Hannah and Joe

Mystery Monday – Wait, you’re supposed to Flip What?

Today Joe and I launched WinterJam 2020 Artist Trivia for your chance to win 2 passes to WinterJam 2020!

Our WinterJam 2020 Artist Trivia question today was:

“What is the name of Crowders most recent album?
The Answer ” I Know a Ghost” 

 Congratulation to John from Belleville who got our Artist Trivia question and is going to WinterJam 2020! If you want to know more about WinterJam, head over to their website jamtour.com!

Name something specific that you turn over.

1. Pancake
2. Mattress

3. Page/Paper
4. Egg
5. Money

 Congratulation to Jean from Mount Vernon who guessed our top two answers! She now has a $5 Gift Card to use for anything at Troyer’s of Apple Valley!

Monday Motivation:

Here is the link to the devotion I shared today: A Life that Satisfies

Here is the link to the devotion that Joe shared: Our Refuge and Strength

Thank you for checking out our blog!!

-Hannah and Joe

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